It’s everybody’s dream to have their own car to drive around. Irrespective of the quality of a public transportation system in the area, having your own car can solve a number of different problems. With your own car, you can move around, buy, sell and rent your car as you wish. Unfortunately, not everyone has the requisite finances to buy a vehicle; instead most people opt for an auto finance to buy their prized car.
If you are going for auto finance option to purchase your vehicle, there are certain things that you need to make sure of. This article outlines an auto finance checklist.
Proof of Address
When you are filling in your details for an auto finance application, you need to make sure that you have a tangible proof of address. The lender will always want to double check where you live and simply giving them an identification document that outlines your permanent address is not enough. A utility bill that you have recently paid can act as a tangible proof of your current address.
Emergency Contact Information
This is not to make sure that you are safe and sound and that if anything was to happen to you, your emergency contact can be contacted to notify about your state. When a lender asks you for your emergency contact information, they are basically asking you to outline a person who they can contact in case you go AWOL and miss your payment schedule. Remember to update your emergency contact information if the person changes address or phone number.
Information about the Car Insurance
When you are auto financing your vehicle, you are basically asking the lender to buy a car for you and you are paying them back on monthly instalments to use that car and to take ownership of the car at the end of the loan repayment. Any lender who is looking to buy a car for you will want assurances and protection of their investment and car insurance is one way of doing that. Lenders give you chance to get a car insurance as you see fit, if you can’t they will do it themselves and send you the bill.
Information of the Seller
The lender is essentially the buyer of the vehicle until and unless you have made your payments and you have completely repaid the loan. Hence, as a buyer, before they approve your auto finance request they will need to ask you for all the information about the seller. Ideally, they will contact the seller and look at their credentials before agreeing to lend you the money.
Specifics about the Car
Again, this is simple and understood. You cannot expect a lender to approve a loan application before they know all about the vehicle. Once you have gotten a pre approval for an auto-finance from the lending agency, you will be required to outline the specifics about the car, the model, the make, etc. for the car.
These are some of the things that you need to take into account when getting auto finance.
At Everyone Counts, teaching young ones is our passion. Receiving a proper education at a young age is critical to a person’s development. Between the ages of five and fifteen, the human brain is most receptive to learning new things. It is also more able to retain life skills learned at this age, which is why proper development at this stage is so very important. Most of us take for granted our early-years education as the benefits it provides us with often go unnoticed. As adults, we enjoy reading books, we are able to understand signs and we’re able to communicate verbally and through writing without an issue. However, for an increasing number of adults, the same cannot be said.
Illiteracy and deficient numerical skills are increasing among adults. This is having an increasingly adverse effect on our communities, resulting in increased crime. You’d be forgiven for not seeing the correlation between a poor to non-existent education and crime… so let us explain: People who fail to acquire at least a base set of reading, writing, and numeracy skills are 98 percent less likely to gain employment than their better-educated counter parts. Without full-time employment, individuals struggle to earn a legitimate income. This often results in young adults turning to crime and in some areas gangs form and it is clear that its growth is being exacerbated by a lack of opportunity, which is the direct result of a lack of employable skills, which is attributable to a poor education.
This is where we come in. We work with children and young adults to fill the gaps in their knowledge and/or working experience. We are more than just a school, our staff go out to deprived areas; they are on the ground meeting and working with the young people who need us most. Our courses are specifically designed for all levels and we provide a complete end-to-end curriculum. In addition to this, we partner with more than 300 potential employers in 30 different cities. Our graduates are vetted and approved to apply for a job with our partners once they have finished their training.
We’re trying to do more than just educate young people–we’re working to change peoples’ lives for the better. If you think you have the skills to help us achieve this goal and/or you know of someone or some people that could benefit from our services, then get in touch.